calculateEmployer cost summary
What a Swiss employee actually costs
The headline percentage looks moderate. The BVG age banding and the uncapped AHV are what actually determine the number.
~13-19%Total employer social charges, combined
5.3%AHV/IV/EO employer share, with no earnings ceiling
3.5-18%BVG pension, age-banded on coordinated salary
| Payroll component | Rate / details |
| AHV/IV/EO (old-age, disability, income compensation) |
5.3% employer, no earnings ceiling |
| ALV (unemployment insurance) |
1.1% employer up to CHF 148,200/year; +0.5% solidarity above, no ceiling |
| BVG (occupational pension) |
Age-banded 3.5-18% of coordinated salary; employer must fund at least 50% |
| UVG (accident insurance) |
~0.5-2% employer (occupational), sector-dependent; the non-occupational share is employee-paid |
| Annual leave |
20 days statutory minimum; 25 days common market practice |
| Minimum wage |
None nationally - a small number of cantons, including Geneva, set their own |
| Income tax (non-C-permit holders) |
Withheld monthly by the employer as Quellensteuer, at a rate set by canton, civil status and salary |
updateRates verified for the 2026 tax year. Figures are indicative - your quote is calculated on the actual salary and contract type.